Milestone2

The 2022 Project: A New Target Date

I’ve always pictured retirees as carefree shuffleboard playing Floridians and old-guy golfers in butterfly collared shirts and plaid pants. My Dad fits this mold except he has no desire to move to Florida and his golf wardrobe isn’t that cool. He retired at age 56 in 2002 and hasn’t worked one day since. My parents spend […]

Continue Reading
StriveWakeUpDoNothing

Strive To Wake Up And Do Nothing (With Your Finances)

This quote changed the way I think about my career. Soon after I read it, a coworker complained to me that his manager was dumping menial work on his underlings; to the point it appeared he was taking on very few tasks. Previously, I would have sided with my coworker thinking this manager was not […]

Continue Reading
Handcuffs

Never Regret A Paid Off Debt

Over the years, I’ve been indebted many times for one reason or another. Mostly car loans and a few mortgages, but sometimes personal loans too. After college, my parents lent me $5,500 to buy a used Mazda. The interest rate was better than a traditional car loan so I was grateful to take the deal. […]

Continue Reading
March 2017 Received vs Projected Monthly

8 Investments I Made Last Quarter

The Portfolio page on my blog has been updated as of March 31st, 2017. This page outlines my portfolio of taxable investments and the income generated on a yearly and average monthly basis. Click here to access all previous portfolio updates. I track my working assets and investment income publicly as opposed to net worth. I still track my net worth and […]

Continue Reading
CliffO

“As Long As The Stock Market Doesn’t Crash”

I ran into my former coworker, Bob, in the office lobby the other day. We started talking about retirement. He’s planning to fully retire later this year. He’ll be 62-years-old. The last time we spoke about retirement, his target age was 67. I congratulated him for being five years ahead of schedule. He’s one of […]

Continue Reading
Mother1

How To Live On One Income – 10 Things We Did To Make It Work

We sometimes see friends on Facebook asking about local daycare facilities or looking for a nanny to watch their kids while they work. It must be stressful to find high-quality affordable daycare. We’ve never had to deal with child care because we started thinking about how to live on one income before we were engaged, […]

Continue Reading
Darts

Why I Don’t Feel Wealthy Today

Two recent articles got me thinking about personal wealth. The first is by the popular early retirement blogger Joe from Retire By 40 called When Will You Feel Rich? The second is from The Guardian called Scraping by on six figures? Tech workers feel poor in Silicon Valley’s wealth bubble. The articles are quite different. […]

Continue Reading
pay cut better benefits 572x426

Higher Salary Vs. Better Benefits

13 years with one company is a long time in today’s employment market. My tenure has never been about loyalty or career advancement, and it certainly won’t earn me a gold watch. The company pays me a salary above the market rate for the job I do. That’s why I’ve stayed. The benefits have always lagged […]

Continue Reading
Dream House500x374

That’s Not Our Dream House Anymore

My Mom and her sisters used to take me and my cousins on house tours. We’d visit city mansions and historic homes that were preserved for viewing or opened to show off antiques and interior designs. I loved walking through the old homes. I remember exquisite stone exteriors and unique customizations like hidden doors, secret […]

Continue Reading
Uncle Sam 600x447

Save More Money With These 15+ Tax-Friendly Accounts

The U.S. tax code is filled with a mind-boggling array of tax-avoidance tools including tax-friendly accounts, loopholes, and special favors to various constituents. The primary intent of the tax code is to collect money, but the politicians who shape it add in a bunch of cheats and easter eggs that lower the amount of tax they […]

Continue Reading
Fly Cross-country for free small

How Our Family Of 5 Is Flying Cross-Country For Free (And How You Can Too)

Mrs. RBD’s brother proposed to his long-time girlfriend early last year. Shortly after the jubilant celebration, my one-track mind started thinking How much is this wedding going to cost me? The answer: A lot. However, by taking advantage of travel rewards credit cards to receive sign up bonuses, we acquired enough points to fly cross-country […]

Continue Reading
Triforce of Wealth1

The Triforce Of Wealth

After two years of begging, I finally received a classic Nintendo NES Game Consolefrom Santa in the sixth grade. One of the original video games for the system was the masterpiece, The Legend of Zelda. The Zelda franchise is an enduring global video game phenomenon enjoyed by gamers worldwide. To date, Nintendo has produced 18 titles in […]

Continue Reading
December 2016 Received vs Projected Monthly

5 Stocks I Bought And Sold Last Quarter

The Portfolio page on my blog has been updated as of December 31st, 2016. This page outlines my portfolio of taxable investments and the income generated on a yearly and average monthly basis. Click here to access all previous portfolio updates. I track my stock purchases and investment income (aka passive income) publicly as opposed to net worth. I still track my net […]

Continue Reading

Powered by WordPress. Designed by WooThemes