Diversifying with Multiple Streams of Income

Around my eighth birthday, my Mom took me to a bank to set up a passbook savings account for me. I used it to deposit birthday money I received from my Aunts. If you’ve never seen one, it’s sort of a ledger of your bank account printed in a book the size of a passport. […]

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Investment Income Update – July 15th 2014

The Investment Income page on my blog has been updated as of July 15th 2014. This page outlines my portfolio of taxable investments and the income they generate on a yearly and average monthly basis. Also included is a chart with a historical look at my investment income since October 15th 2003. I track my […]

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Eyes on the Upcoming Lending Club IPO

I have never invested in an initial public offering (IPO). Mostly because I am not wealthy enough to participate, given IPOs are usually only accessible to the Wall Street firms’ best (i.e. wealthiest) customers. I considered buying Facebook the day it went public, but I didn’t. IPOs don’t really fit into my retirement strategy of building […]

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Whooah, We’re Halfway There

Seems like yesterday my daughter was only three months old and I was putting together my list of financial goals for 2014. She’s nine months old now and I’ve never been busier in my life, mostly chasing kids around. Somehow I manage to get on the computer once a week to write about investing, personal […]

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The Holy Grail of Travel

When it comes to time, money and travel, people fall into one of four categories: Backpackers – Lots of time, but a finite amount of money Vacationers – Enough money, but not much time Broke People – No money for travel and very little time Financially Independent Travelers – All the time and money needed […]

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Investment Income Update – June 15th 2014

The Investment Income page on my blog has been updated as of June 15th 2014. This page outlines my portfolio of investments and the income they generate on a yearly and average monthly basis. Also included is a chart with a historical look at my investment income since October 15th 2003. I track my investment […]

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Now on Facebook… and Other Ways to Follow

This week I’m taking a much needed break from my job and writing. My family is at the beach exploring the boardwalk kiddie-lands, fishing, and hopefully relaxing a little (tough with two young kids). I’d like to take this opportunity to thank everyone who has visited my website, signed up for email updates, and followed […]

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Double Your Roth Savings With The Spousal IRA

My wife and I recently opened a Roth IRA with $5,500 under her name for 2013. We contributed the same amount for me in 2013 and will contribute the full amount to both of our Roth IRA’s in 2014 and every year going forward, as long as we don’t hit any income limits. She works […]

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Quarterly Lending Club Review – May 2014

Interested in the upcoming Lending Club IPO? Click here to read more about it. It’s been about three months since my last Lending Club Review and a full year since I opened my account, so it’s time to take another look at my portfolio performance. I’ll also discuss some new developments in peer-to-peer (P2P) lending, […]

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Transferring stock from Computershare to TD Ameritrade

Transferring Stock From Computershare to TD Ameritrade

Last week I made a simple move that increased my forward 12-month investment income (F12MII) by $12 per year. This move has other positive effects on my long-term goals because it helps to simplify my finances and taxes, and will further diversify my investing through pooling dividends to buy new stocks. I transferred all of […]

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Investment Income Update – May 15th 2014

The Investment Income page on my blog has been updated as of May 15th 2014. This page outlines my portfolio of investments and the income they generate on a yearly and average monthly basis. Also included is a chart with a historical look at my investment income since October 15th 2003. I track my net worth […]

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Recent IRA Purchase: Whole Foods Market (WFM)

Last week I purchased shares in Whole Foods Market (WFM). Whole Foods dominated the talk on the street last Wednesday after reporting disappointing earnings Tuesday evening. This is not a typical stock that I purchase because of their past dividend payment inconsistencies and low historical dividend yield. But when the stock fell 20% in one […]

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The Ugliest $1 Bill I Ever Spent

A few weeks ago I read a cool guest post by Money Graffiti on Budgets Are Sexy about the legality of writing on dollar bills. You can read it here. It reminded me of a story from my 14-month backpacking trip about a special and very ugly dollar bill. A consistent necessity throughout my trip was […]

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New Rental Property on the Horizon?

About a month ago, we had a really lousy week in the RBD household. In an effort to save some money, Mrs. RBD made a vegetable stock out of veggie scraps she had been saving. After eight hours in the slow cooker, she strained out the globs of celery, carrots, onions and potatoes to produce […]

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Bye Bye Cable TV

During a long drive over the Christmas holiday, my wife and I discussed ways to simplify our lives, become more productive and save more money. In my 2014 goals post, I mentioned ways we’d simplify our financial lives, but I left out this particular money and time saving action item. We really enjoy shows on […]

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Investment Income Update – April 15th 2014

The Investment Income page on my blog has been updated as of April 15th 2014.  This page outlines my portfolio of investments and the income they generate on a yearly and average monthly basis.  Also included is a chart with a historical look at my investment income since October 15th 2003. I track my net worth and investments on […]

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