Streamers 640x426

7 Income Streams I Earn While Unemployed

Of all the financial advice I read and practice, the one nugget that continues to drive my decisions is to build multiple income streams. Having experienced two major economic downturns (2000, 2008) as a salary earner and investor, and watching ordinary people get hit hard by the impact of each, I’ve learned to build moats to […]

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Liberated

My Employer Just Liberated Me From My Job! Now What?

In the intro to a recently published blog post, I mentioned that there’s been some turbulence at my nine-to-five workplace. Funding was tight, but it looked as though I’d survive any downsizing. Well, things got worse. My project was hit hard, and the surrounding projects were hit even harder. I found out two weeks ago […]

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Sept 2017 Received vs. Projected Monthly

5 Investments I Made Last Quarter

The Portfolio page on my blog has been updated as of September 30th, 2017. This page outlines my portfolio of taxable investments and the income generated on a yearly and average monthly basis. Click here to see all previous updates. I’ve tracked my investment income (aka passive income) in my non-retirement accounts on this website since October of 2013. Sharing my passive income […]

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Bureaucrats

Protect Yourself From The Whims Of Politicians

A funny thing about living in the Washington D.C. suburbs is most people don’t talk about politics in person. You’d think since so many residents have careers related to the government and military that neighborhood picnic conversations would be about the latest news from Capitol Hill or Pennsylvania Avenue. Definitely not. Aside from an occasional […]

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Key 640x427

10 Life-Altering Money Moves You Can Start Today

Very few decisions during your time on this earth actually change the trajectory of your life. After a party in 2007, I scanned the huge Evite email list to try to find a woman I met there. Then I ‘stalked’ her on Facebook and asked her out. We have three kids together now. Though truly […]

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glass-602889_640

Why Your 401(k) Is Broken (And How To Fix It)

My 401(k) savings have grown to a plump 6-figure level after 14 years of participating in my employer’s plan. For 13 of those years, it was a very crappy 401(k) plan due to poor fund selection, high expense ratios (fees), and third-party adviser fees. The third party did nothing after 2004. But they still took fees […]

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Pink House

Are Extra Mortgage Payments Smart When Your Interest Rate Is Low?

If you own a home, you might be contemplating how extra mortgage payments may or may not fit into your overall financial plan. As is with all personal finance choices, your mortgage payment strategy is personal based on many factors. You don’t find many people who paid off their mortgages and regret the paid off debt. […]

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Funny Money

6 Habits of Above Average Retirement Savers

Some exciting news to share with you today. Back in May, I was approached by US News & World Report to become a regular contributor to their On Retirement blog. Since then, I’ve been writing new content about retirement and money once or twice a month.  As of today, I’ve written six articles for US […]

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Clutter

That Clutter In Your Home Used To Be Money

Useless clutter around the house irritates me every day. Not because it’s in the way… though, that sucks too. But because when I see useless stuff around the house I see things that used to be money. And I wish I had the money, not the item. Most items aren’t worth money anymore. Even if […]

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Castillo de Almodóvar del Río

The More You Own, The More It Weighs You Down

This money post references Sunday’s Game of Thrones Season 7, Episode 4. You don’t need to be a viewer to appreciate the personal finance lesson. However, if you aren’t caught up on your episodes and want to stay in the dark, this is your spoiler alert.   Season 7 of Game of Thrones is here […]

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Fundrise Logo

Fundrise Review: Passive Income via Real Estate Crowdfunding

Fundrise is a Washington D.C.-based real estate crowdfunding company enabling non-accredited investors to invest in high-quality real estate from their computer or smartphone. Investors can earn 8%-10%+ yields via one of the most passive income streams I’ve come across. After six months of investing on the platform, this is my Fundrise review. Update 09/20/2017: Fundrise […]

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Stink

Don’t Need This Stinkin’ Job

Recent contractual turbulence at my 9-5 job has people nervous. Funding is uncertain. Job cuts are likely.  Thanks to my expertise and training, I should be OK. But the situation reminds me that the pursuit of financial independence prepares us for corporate layoffs and recessions, even if we’re not 100% financially free yet. A potential […]

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Windmill

How To Invest With A Conscience

Is it possible to invest with a conscience? Among the many excuses to not start investing is concerns about investing money in the big mean corporations… according to what comes up in my Facebook news feed. You’ve heard it before… Walmart doesn’t pay for enough health insurance. Exxon pollutes. Monsanto unleashed an army of rabid nanobots […]

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Lifeguard

The Best Summer Job Ever (And Why Lifeguarding Is For Suckers)

A few months before the summer of 1996, I committed to a lifeguarding job at a local pool. It was supposed to be my fifth consecutive summer as a guard. Lifeguarding was an easy and stable summer job in my youth, but it never paid well. This new gig was at a private club with […]

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June 2017 Received vs Projected Monthly

8 Investments I Made In The Last 3 Months

The Portfolio page on my blog has been updated as of June 30th, 2017. This page outlines my portfolio of taxable investments and the income generated on a yearly and average monthly basis. Click here to access all previous updates. I track my investment income (aka passive income) publicly as opposed to net worth. I still track my net worth and […]

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