Archive | Career

Stink

Don’t Need This Stinkin’ Job

Recent contractual turbulence at my 9-5 job has people nervous. Funding is uncertain. Job cuts are likely.  Thanks to my expertise and training, I should be OK. But the situation reminds me that the pursuit of financial independence prepares us for corporate layoffs and recessions, even if we’re not 100% financially free yet. A potential […]

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Lifeguard

The Best Summer Job Ever (And Why Lifeguarding Is For Suckers)

A few months before the summer of 1996, I committed to a lifeguarding job at a local pool. It was supposed to be my fifth consecutive summer as a guard. Lifeguarding was an easy and stable summer job in my youth, but it never paid well. This new gig was at a private club with […]

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treadmill

Step Off The Damn Treadmill

The financial firm UBS publishes a quarterly report called Investor Watch that analyzes investor behavior. One of these reports has remained on my mind since publication in 2015. The report is called When is enough… enough – Why the wealthy can’t get off the treadmill. The premise is that more than half (52%) of millionaires surveyed […]

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StriveWakeUpDoNothing

Strive To Wake Up And Do Nothing (With Your Finances)

This quote changed the way I think about my career. Soon after I read it, a coworker complained to me that his manager was dumping menial work on his underlings; to the point it appeared he was taking on very few tasks. Previously, I would have sided with my coworker thinking this manager was not […]

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CliffO

“As Long As The Stock Market Doesn’t Crash”

I ran into my former coworker, Bob, in the office lobby the other day. We started talking about retirement. He’s planning to fully retire later this year. He’ll be 62-years-old. The last time we spoke about retirement, his target age was 67. I congratulated him for being five years ahead of schedule. He’s one of […]

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Mother1

How To Live On One Income – 10 Things We Did To Make It Work

We sometimes see friends on Facebook asking about local daycare facilities or looking for a nanny to watch their kids while they work. It must be stressful to find high-quality affordable daycare. We’ve never had to deal with child care because we started thinking about how to live on one income before we were engaged, […]

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pay cut better benefits 572x426

Higher Salary Vs. Better Benefits

13 years with one company is a long time in today’s employment market. My tenure has never been about loyalty or career advancement, and it certainly won’t earn me a gold watch. The company pays me a salary above the market rate for the job I do. That’s why I’ve stayed. The benefits have always lagged […]

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build-income-streams-500x373

Build Income Streams In Case You’re Fired!

One striking revelation from the presidential election process this year was the sharp contrast between people who think the U.S. is in pretty good shape and those who feel the country never recovered from the last recession. Politics aside, the U.S. is in its 89th straight month of economic expansion. The longest post-World-War-II economic expansion […]

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Cushy Worker

Abandon Your Cushy Job To Expand Earning Potential

Have you ever declined a work opportunity because you didn’t want the hassle of learning something new? Maybe it was a chance to enhance your skills or get promoted, but it required leaving your cushy job. You declined because the job would have taken more effort and initiative on your part. Or it might have cut […]

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Control 500

Control

Late last year, upper management at my client was feeling the heat. The boss’s boss’s boss needed to show the CIO that his division would not falter in a climate of adversity. To allay the perceived fears that the IT project would fail, the second highest executive on the totem pole made a decision. When that […]

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Reject The Assertion You’ll Work Longer Than Your Parents

College graduation season will be here in no time. Graduates and their families will celebrate at an uplifting commencement ceremony, complete with speeches by inspirational alumni, business leaders and political figures, followed by a triumphant dinner at Applebees. Business Insider and other Twitter feeds will surely remind us that Steve Jobs gave a cool commencement […]

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Sunset Bench 2

That’s The Way I Want To Go

Two men from very different places in my life passed away in recent years. Both died almost instantaneously and without any forewarning. Both died in the presence of their peers. One died in retirement. The other died while still working. Loss of a Coworker One morning I learned that an hour before I arrived at […]

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