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Eliminate Car Payments From Your Life (And Never Go Back)

If you want to get serious about taking control of your financial life so you can build wealth, it’s time to eliminate car payments. Car payments are a persistent nag on the lives of many U.S. consumers. But they don’t have to be, and shouldn’t be even with super-low interest rates. Because they crush your monthly […]

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Productivity Paradox

The Productivity Paradox Of Parenthood

We have three kids under age five. People cringe when I say that. Faced with the huge responsibility of raising children, you’d think that parents would be completely unproductive outside of parenting. Instead, many Moms and Dads consider themselves more productive after having a few kids. It’s kind of a productivity paradox for parenting. When I meet […]

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The 25 10 Cent Child Labor Experiment

Note: Increasing pay to $.25 so he has a bigger stash when he actually gets to spend it. Thanks to reader Scott for the suggestion. Our four-year-old son loves to help. Whether he’s fetching a fresh diaper for his little sister, making coffee with the Keurig,or mixing ingredients in a baking bowl, he has this […]

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Winding wall

How Our Family Is Saving For College

Saving for college is no easy task. If parents decide to pay for their kids’ undergrad education, it’s potentially a 22-year commitment from birth until graduation. Yet, saving for college is often a minor component of an overall financial plan. Not in our family. For our three kids to each attend four years of in-state […]

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Retire Before Dad Story Camel

The Retire Before Dad Story

At age 27, I was broke, unemployed, and living at home with my parents. Not surprisingly, I was single too. Sounds depressing, right? Not so. I had recently returned from an epic 14-month backpacking trip to Asia and Latin America, spending just $10,000 on the entire journey, then completed a three-month, 8,000-mile road trip throughout the U.S and […]

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College costs skyrocket

Area Family’s College Costs Skyrocket 50% In A Single Day

WASHINGTON, DC. – One area family’s future college costs rose dramatically last week, skyrocketing by a whopping 50% in a single day. Sources say that the arrival of a beautiful baby girl was the catalyst. A neighbor, who asked to remain anonymous, told this publication, “When I saw the RBD family pull into their driveway […]

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How To Return From Vacation And Not Be Depressed

I’m on vacation with my family this week. I’ve put aside electronic devices and social media in favor of fishing rods, sandcastle tools, and amusement park rides with the kids. We’re going to relax, eat a ton of sugar, and create memories watching our kids frolic in the sand, water and sun. Preparing for our […]

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Retire At 40 - Large web

8 Reasons Why I Won’t Retire At 40

Later this month I turn the big 4-0. The day after, I’ll grab my messenger bag and commute back into the office. If things go according to my plan, the road to retirement will continue another 15 years. I will not retire at 40, though it’s a nice round number. It’s most notably “the hill”, […]

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If My 2 1/2 Year-Old Son Could Buy Stocks

Raising two kids is the most fun I’ve ever had. I’m only 2 1/2 years into the adventure, but the experience of having kids far surpasses the fun I had in my youth and during the time I spent traveling the world. Watching our kids learn, grow, and develop their personalities is more entertaining than I ever imagined. […]

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KB Hutchinson

Spousal Roth IRA – Double Your Tax-Advantaged Savings

We opened a spousal Roth IRA in my wife’s name in 2013. We contributed $5,500 to both her’s and my Roth that year, and will contribute the full amount to both of our Roth IRA’s in 2014 and every year going forward, as long as we don’t hit any income limits. She works her ass off […]

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1973 Cable TVGuide Square

Bye Bye Cable TV

During a long drive over the Christmas holiday, my wife and I discussed ways to simplify our lives, become more productive and save more money. In my 2014 goals post, I mentioned ways we’d simplify our financial lives, but I left out this particular money and time saving action item. We really enjoy shows on […]

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Retirement Strategy Revisited

Back in September 2013 when I started this blog, I wrote a short post about retirement strategy. It was my third post, and it listed out my basic retirement strategy while serving as an outline for what I’d write about on the blog. This post is an updated version digging deeper into my strategy. A […]

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