Archive | Personal Finance

Castillo de Almodóvar del Río

The More You Own, The More It Weighs You Down

This money post references Sunday’s Game of Thrones Season 7, Episode 4. You don’t need to be a viewer to appreciate the personal finance lesson. However, if you aren’t caught up on your episodes and want to stay in the dark, this is your spoiler alert.   Season 7 of Game of Thrones is here […]

Continue Reading
Stink

Don’t Need This Stinkin’ Job

Recent contractual turbulence at my 9-5 job has people nervous. Funding is uncertain. Job cuts are likely.  Thanks to my expertise and training, I should be OK. But the situation reminds me that the pursuit of financial independence prepares us for corporate layoffs and recessions, even if we’re not 100% financially free yet. A potential […]

Continue Reading
Windmill

How To Invest With A Conscience

Is it possible to invest with a conscience? Among the many excuses to not start investing is concerns about investing money in the big mean corporations… according to what comes up in my Facebook news feed. You’ve heard it before… Walmart doesn’t pay for enough health insurance. Exxon pollutes. Monsanto unleashed an army of rabid nanobots […]

Continue Reading
Lifeguard

The Best Summer Job Ever (And Why Lifeguarding Is For Suckers)

A few months before the summer of 1996, I committed to a lifeguarding job at a local pool. It was supposed to be my fifth consecutive summer as a guard. Lifeguarding was an easy and stable summer job in my youth, but it never paid well. This new gig was at a private club with […]

Continue Reading
treadmill

Step Off The Damn Treadmill

The financial firm UBS publishes a quarterly report called Investor Watch that analyzes investor behavior. One of these reports has remained on my mind since publication in 2015. The report is called When is enough… enough – Why the wealthy can’t get off the treadmill. The premise is that more than half (52%) of millionaires surveyed […]

Continue Reading
Cuenca2

How Moving Abroad For A Year Made Us Better At Parenting & Money

I’m super-excited to bring you a guest post today from my friend Chad Carson of CoachCarson.com. Chad primarily writes about achieving financial independence via real estate investing. But he’s also in the midst of an epic year living abroad with his wife and two daughters in Cuenca, Ecuador. I’m envious of their planning and bravery […]

Continue Reading
Seek Adventure

Seek Adventure While Your Money Works For You

  Adventure is dirt cheap. You don’t need fancy mountaineering gear to explore new parts of your hometown or find an off-the-path beach in Mexico. One-way flights are half price. Adventure can be a fresh side business, a new romance (hopefully not a dirt cheap one), or anything that gets you out of your normal routine. International […]

Continue Reading
Definition of Bad News

The Definition Of Bad News

Eight days ago, I received a devastating phone call about the health of a loved one. When you receive a call like that, your heart sinks. Then it thumps while you attempt to listen to the details. This wasn’t completely out of the blue since some issues have lingered for the past few weeks. But […]

Continue Reading
Milestone2

The 2022 Project: A New Target Date

I’ve always pictured retirees as carefree shuffleboard playing Floridians and old-guy golfers in butterfly collared shirts and plaid pants. My Dad fits this mold except he has no desire to move to Florida and his golf wardrobe isn’t that cool. He retired at age 56 in 2002 and hasn’t worked one day since. My parents spend […]

Continue Reading
StriveWakeUpDoNothing

Strive To Wake Up And Do Nothing (With Your Finances)

This quote changed the way I think about my career. Soon after I read it, a coworker complained to me that his manager was dumping menial work on his underlings; to the point it appeared he was taking on very few tasks. Previously, I would have sided with my coworker thinking this manager was not […]

Continue Reading
Mother1

How To Live On One Income – 10 Things We Did To Make It Work

We sometimes see friends on Facebook asking about local daycare facilities or looking for a nanny to watch their kids while they work. It must be stressful to find high-quality affordable daycare. We’ve never had to deal with child care because we started thinking about how to live on one income before we were engaged, […]

Continue Reading
Darts

Why I Don’t Feel Wealthy Today

Two recent articles got me thinking about personal wealth. The first is by the popular early retirement blogger Joe from Retire By 40 called When Will You Feel Rich? The second is from The Guardian called Scraping by on six figures? Tech workers feel poor in Silicon Valley’s wealth bubble. The articles are quite different. […]

Continue Reading
pay cut better benefits 572x426

Higher Salary Vs. Better Benefits

13 years with one company is a long time in today’s employment market. My tenure has never been about loyalty or career advancement, and it certainly won’t earn me a gold watch. The company pays me a salary above the market rate for the job I do. That’s why I’ve stayed. The benefits have always lagged […]

Continue Reading

Powered by WordPress. Designed by WooThemes