Debt

The Perpetual Test of Self-Control

The Perpetual Test of Self-Control

An organization that my son joined needed a parent volunteer for one of the leadership positions. This organization is extraordinarily demanding of its adult volunteers — training, local meetings, regional meetings, continuing education — all on top of activities with the kids. But I didn’t know that yet. I said yes, which led to a…

6 Things I Love About Debt

6 Things I Love About Debt

Debt is the boogie man of personal finance.  It doesn’t get much love from most bloggers, probably because most people do stupid things with debt instead of smart things.  High-interest credit card debt is foolish. Payday loans are ludicrous.  But a mortgage is a solid financial tool if you’re prepared to buy a home and…

Never Regret a Paid Off Debt

Never Regret a Paid Off Debt

Over the years, I’ve been indebted numerous times for one reason or another — mostly car loans and a few mortgages, but a few personal loans too. After college, my parents lent me $5,500 to buy a used Mazda. The interest rate was better than a traditional car loan, so I was grateful to take…

Steak Dinner for Vegans

Steak Dinner for Vegans

One of my new favorite podcasts is the Animal Spirits Podcast hosted by bloggers Michael Batnick and Ben Carlson of Ritholtz Wealth Management. These guys are prolific writers and tweeters who often poke fun at investment pundits and fund managers who try to predict future market returns. Turn on CNBC and there’s always someone who claims to know…