Archive | Family

Simplify your Finances

The #1 Reason To Simplify Your Finances (And What I’m Doing About It This Year)

My latest article on U.S. News & World Report recommends tips to simplify your finances in retirement. Retirement isn’t the only time to simplify. Anytime is a good time to simplify. But I’m a bad role model for simplifying finances because I’m on the far side of the spectrum with multiple personal investment accounts and bank […]

Continue Reading
Dream 640x426

Does Growing Up Mean Outgrowing Your Dreams?

Last April on a long solo drive, I listened to the Mad Fientist’s interview with Vicki Robin on the Financial Independence Podcast. Vicki Robin is the co-author of , the book that popularized the term financial independence. The 2018 version includes a foreword by Mr. Money Mustache, who in 2012, wrote about the book causing a […]

Continue Reading
Lessons Learned 640px

10 Lessons I Learned From 4 Months Of Unemployment

The warning signs grew more obvious over the course of last summer. But I still thought I’d survive the impending funding cuts that my IT project was facing. By the time fall arrived, I had already dodged a few rounds of layoffs. But it wasn’t much longer before my number was up and I was […]

Continue Reading
Suburbs 640x426 Low

Financial Pitfalls Of Suburban Life

Six years ago, we moved to the suburbs from a one-bedroom condo in a densely populated and walkable area. We wanted more space, risk-free parking, better schools, a yard for kids to play in, and a friendly neighborhood. We got all of those things. But moving to the suburbs came with a bunch of financial […]

Continue Reading

My Employer Just Liberated Me From My Job! Now What?

In the intro to a recently published blog post, I mentioned that there’s been some turbulence at my nine-to-five workplace. Funding was tight, but it looked as though I’d survive any downsizing. Well, things got worse. My project was hit hard, and the surrounding projects were hit even harder. I found out two weeks ago […]

Continue Reading

Step Off The Damn Treadmill

The financial firm UBS publishes a quarterly report called Investor Watch that analyzes investor behavior. One of these reports has remained on my mind since publication in 2015. The report is called When is enough… enough – Why the wealthy can’t get off the treadmill. The premise is that more than half (52%) of millionaires surveyed […]

Continue Reading
Definition of Bad News

The Definition Of Bad News

Eight days ago, I received a devastating phone call about the health of a loved one. When you receive a call like that, your heart sinks. Then it thumps while you attempt to listen to the details. This wasn’t completely out of the blue since some issues have lingered for the past few weeks. But […]

Continue Reading

How To Live On One Income – 10 Things We Did To Make It Work

We sometimes see friends on Facebook asking about local daycare facilities or looking for a nanny to watch their kids while they work. It must be stressful to find high-quality affordable daycare. We’ve never had to deal with child care because we started thinking about how to live on one income before we were engaged, […]

Continue Reading
pay cut better benefits 572x426

Higher Salary Vs. Better Benefits

13 years with one company is a long time in today’s employment market. My tenure has never been about loyalty or career advancement, and it certainly won’t earn me a gold watch. The company pays me a salary above the market rate for the job I do. That’s why I’ve stayed. The benefits have always lagged […]

Continue Reading
Fly Cross-country for free small

How Our Family Of 5 Is Flying Cross-Country For Free (And How You Can Too)

Mrs. RBD’s brother proposed to his long-time girlfriend early last year. Shortly after the jubilant celebration, my one-track mind started thinking How much is this wedding going to cost me? The answer: A lot. However, by taking advantage of travel rewards credit cards to receive sign up bonuses, we acquired enough points to fly cross-country […]

Continue Reading
Testing this slider

Eliminate Car Payments From Your Life (And Never Go Back)

If you want to get serious about taking control of your financial life so you can build wealth, it’s time to eliminate car payments. Car payments are a persistent nag on the lives of many U.S. consumers. But they don’t have to be, and shouldn’t be even with super-low interest rates. Because they crush your monthly […]

Continue Reading
Productivity Paradox

The Productivity Paradox Of Parenthood

We have three kids under age five. People cringe when I say that. Faced with the huge responsibility of raising children, you’d think that parents would be completely unproductive outside of parenting. Instead, many Moms and Dads consider themselves more productive after having a few kids. It’s kind of a productivity paradox for parenting. When I meet […]

Continue Reading
10 cent 500 x 373

The 25 10 Cent Child Labor Experiment

Note: Increasing pay to $.25 so he has a bigger stash when he actually gets to spend it. Thanks to reader Scott for the suggestion. Our four-year-old son loves to help. Whether he’s fetching a fresh diaper for his little sister, making coffee with the Keurig,or mixing ingredients in a baking bowl, he has this […]

Continue Reading

Powered by WordPress. Designed by WooThemes