Investing

The Noise We Don’t Ignore

The Noise We Don’t Ignore

Inflation is destroying wealth and making food so expensive. The Fed keeps raising interest rates — how can the housing market survive it? The 16th largest U.S. bank failed a few months back. Then the 14th largest bank failed! The COVID-19 pandemic happened. That sucked. Now there’s a stupid war in Eastern Europe.  The stock…

Arrived Homes Review: Invest in Rental Homes Hassle-Free

Arrived Homes Review: Invest in Rental Homes Hassle-Free

This Arrived Homes review was last updated on 04/26/2023.  Arrived Homes is a real estate crowdfunding platform allowing non-accredited investors (all U.S.-based investors 18 and up) to own shares of single-family and vacation rentals. Arrived uses real estate crowdfunding laws to simplify the investor experience and broaden access to a Buffett-approved asset class with no…

When to Sell Stocks and Buy Bonds

When to Sell Stocks and Buy Bonds

Risk-free government Treasury yields have risen dramatically over the past year. The increase is a direct result of the Federal Reserve rate increases that started in 2022.  Higher short-term yields are good for retirees and give us multiple options to earn risk-free returns on idle cash while maintaining liquidity.  But the fast pace of the…

3 High-Yield Alternatives to Savings Accounts

3 High-Yield Alternatives to Savings Accounts

Inflation is eating away at our wealth quarter-by-quarter. It appears to have peaked in May 2022, thanks to the Federal Reserve’s aggressive rate increases. But the chart below shows how the products we consume have recently become more expensive. Source: https://tradingeconomics.com/united-states/inflation-cpi The Federal Reserve is mandated to target 2% annual inflation as measured by the…

12 Diabetes Stocks Improving Lives and Investor Returns

12 Diabetes Stocks Improving Lives and Investor Returns

November is American Diabetes Awareness Month. To raise awareness, I’m highlighting 12 diabetes stocks helping to make the lives of people with diabetes more normal.  Parents of kids with Type 1 Diabetes laugh that it starts the day after Halloween.  My 10-year-old son was diagnosed in September 2021.  Type 1 Diabetes is an autoimmune disorder…

Personal Basic Income: How to Create a Perpetual Paycheck

Personal Basic Income: How to Create a Perpetual Paycheck

Maybe you’ve heard of universal basic income (UBI).  UBI is a type of social program administered by governments to provide basic income for citizens — ideally, enough money to cover basic expenses or meet poverty level income.  Universal basic income became a popular topic in the political discussion during the 2020 U.S. presidential election, promoted…

Time, Not Trades

Time, Not Trades

A young reader reached out to me about how investing and finance are underserved topics in high school. He was eager to share that he earned 20%+ returns from day trading in just a few months because he’s spent a lot of time learning how to invest and perfecting his trading strategy.  Day trading returns…

Yieldstreet Review 2023: Diversified Alternatives for Passive Income

Yieldstreet Review 2023: Diversified Alternatives for Passive Income

This Yieldstreet review was updated on 01/02/2023 Yieldstreet empowers ordinary investors to diversify into high-yielding asset classes once reserved for the wealthy and institutional investors.  Marine finance, commercial real estate, legal finance, supply chain finance, and private business credit aren’t new types of investments, but they are relatively new to retail investors.  Yieldstreet’s team has…