Crises come around every so often — personal crises, family crises, national crises, political crises, market crises, and global. The events are often predictable, but their timing is not. Scientists predicted a virus such as COVID-19 could infect humans and cause severe health and economic consequences. But no one knew the specific date, where it…
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Sure Dividend Review 2023: Is it Worth the Cost?
This Sure Dividend review was updated on 01/19/2023. Sure Dividend is an investing website and paid newsletter service focusing on dividend stocks and income investing. When the Sure Dividend blog started in 2014, it built a significant audience by providing in-depth analyses of stocks on the Dividend Aristocrats list. The Aristocrats are S&P 500 index…
Intoxicated by the Romance of the Unusual
Live the full life of the mind, exhilarated by new ideas, intoxicated by the romance of the unusual. – Ernest Hemingway This Hemingway quote came up in one of my social media feeds (read to the end to learn the quote’s origin). Most of the time, I roll my eyes at quotes and memes shared…
Traveling to 45 Countries Taught Me These 8 Things About Money
A week after graduating from college, I flew to London and spent the summer riding trains and sleeping in hostels around Europe. Two things became clear that summer. I had no interest in more formal education, and I wanted to travel a lot more. The fastest way to travel again was to find a decent-paying…
The Path of Least Resistance May Not be the Optimal Route
On the day I started my first real job in back 1998, I had little ambition for building a successful career. My primary goal was to earn enough money to quit my job and travel, so I did what was necessary to receive decent raises without taking on much more responsibility. Close coworker friends held…
Retire at 50. Live to 100.
I’m not one for round numbers. But I had a thought recently. What if I could retire at 50, then live to 100? Is that even possible? If so, which part is the bigger challenge? The whole basis of this blog is my goal to retire by age 55, one year prior to the age…
Don’t Eat the Doughnut
Achieving success in personal finance is simple but not easy. Make more money. Spend less than you make. Invest the surplus. That’s the formula to become wealthy over time. The Nintendo fanboy in me calls this the Triforce of Wealth. But doing those things requires habit, persistence, and a steady income. If personal finance were…
Life Without the Constraints of Time and Money
It’s summer break for our kids. They don’t have much to compare this summer to, but life is good. No school. No homework. No job. No workday calendar. No bills to pay. They had Lucky Charms cereal for dinner Saturday night. Parenting fail. This is the best dinner ever. – My 4-year-old daughter The marshmallows are way…
The Nude Selfie Of Personal Finance
The signs in the gym locker room are clear: Picture taking in the men’s room is strictly prohibited. Please inform the front desk of violations. Yet every once in a while, some beefcake dude will stand there in front of the locker room mirror, whip out his phone, and snap a selfie. I sort of get it….