Review | Try it Free | Video
Review | Try it Free | Video
Passive Income Ideas
Portfolio
Dividend Aristocrats
The Purpose Code: A Free Book Giveaway
Jordan Grumet (aka DocG) is a long-time thought leader in the financial independence and retire early (FIRE) community. His podcast, The Earn & Invest Podcast, is nearing its 600th episode. He’s interviewed just about every blogger, author, and intellectual authority in the personal finance and retirement space (check out my interview, #580). An article I…
Sure Dividend Review 2025: Is it Worth the Cost?
Curious readers can download the Dividend Kings spreadsheet for free. Dividend Kings are 50+ stocks that have paid and increased their dividends for 50+ consecutive years. Sure Dividend is an investing website and paid newsletter service focusing on dividend stocks and income investing. When the Sure Dividend blog started in 2014, it built a significant audience…
RBD’s Best of 2024
Today’s article is a recap of the year’s most popular articles and videos. Many, you may have missed it. Look for new articles, videos, book giveaways, and podcast appearances in 2025. Happy Holidays! Craig How I’m Simplifying my Portfolio for Retirement Early in the year, TD Bank interviewed me about how I’m simplifying my portfolio…
Is a Roth Conversion Right for You? Consider These 6 Factors
The Roth conversion is a popular year-end tax maneuver for DIY retirement planners. It works just as well at the start of the year, but more people are interested in December. The move involves transferring retirement assets from a traditional IRA, 401(k), or other pre-tax account into a Roth IRA. Conversions incur a tax consequence…
Early Retirement is the Wrong Goal
A more in-depth talking head version of this article is available on YouTube (view below). I chased early retirement for almost two decades. My early retirement goal made me a disciplined saver and investor, but I wholeheartedly believe early retirement is the wrong goal. This is humbling to write. In this article, I’ll provide three…
Individual Stocks vs. Index Funds – Why I Own Both
Though opinions vary on individual stocks vs. index funds, my own investments reflect a blend of both, from dividend and growth stocks to index funds, ETFs, and managed mutual funds. My uncle gave me one share of Chevron for my 20th birthday in 1995, and I built an individual stock portfolio from there. A retirement…
The Creation Mindset – Accelerate Your Wealth Trajectory
Buying compact discs (CDs) used to be a thing. That’s how we bought music back in the 1980s and 1990s. Most of you remember. I spent a few thousand dollars on CDs throughout high school, college, and my early working years. One summer, I worked in a record store to earn money because my internship at a…
Ode to the Passbook Savings Account
On December 1st, 1986, my Mom took me to open my first bank account at the local Dollar Bank branch. I was 11 years old and a little skeptical of giving the bank teller my $21.60. I walked out with a small green booklet that looked like a passport. My parents thought it was the…
Financial Confidence is the New Financial Independence
The FIRE movement made the rounds in national news for a few years and still gets a head nod here and there. The early retirement (RE) part of FIRE always received more criticism because it’s the goal when someone doesn’t like their career choice and wants to escape. In hindsight, this was me. Both financially…
The “Minus Your Age” Rule of Thumb for Asset Allocation
The minus your age rule of thumb is a simple math formula used in personal finance to help DIY investors and advisors determine a suitable stock-to-bond ratio for an investment portfolio. I’ve always referred to this as the 130 minus your age rule of thumb on this website, but that only tells part of the…
