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Minimalism and Dividend Investing – Two Recent RBD Features Around the Web

A blog is a home base on the internet. My website gives me the freedom to share whatever’s on my mind, at any time, to most of the people on this planet.  But even though the internet enables bloggers to reach billions of people, most of us write to very small audiences. That’s OK. We […]

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6 Powerful (and Low-Risk) Financial Maneuvers that Put Extreme Frugality to Shame

Powerful financial maneuvers are meaningful decisions you make with your money and lifestyle that have a significant long-term impact on building wealth.  Too often, we focus on the little ways to save money. We used to be a coupon clipping couple before having kids. We had more time back then. Coupons influenced our shopping choices […]

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Never Depend on a Single Income

Never depend on single income. Make investment to create a second source. – Warren Buffett Buffett quotes are usually more eloquent. My grammar checker hated this one. But it’s one of my favorites because he sounds like a caveman. And it’s one way I like to think about investing, as a secondary source of income.  […]

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The Path of Least Resistance May Not be the Optimal Route

On the day I started my first real job in back 1998, I had little ambition for building a successful career. My primary goal was to earn enough money to quit my job and travel, so I did what was necessary to receive decent raises without taking on much more responsibility. Close coworker friends held […]

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32 Questions, Five Years in the Making

More than five years ago, I started reading an anonymous money blog called 1500 Days. The writer had a similar idea to mine, to escape the rat race early and stop working on his terms instead of what’s traditionally considered normal retirement age.  Since the beginning, the 1500 Days blog has hosted an almost weekly […]

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Scared

Two Early Retirement Concerns that Should Scare You

The concept of early retirement has gained in popularity and legitimacy over the past decade fueled by knowledge sharing over the internet and healthy market returns. Though I’m 12 years away from my retirement goal and have plenty of time to prepare, I still harbor early retirement concerns for the future retired me. Most people […]

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StreetShares Review – Earn 5% Lending to Veteran-Owned Businesses

This StreetShares Review was updated on 03/07/2019 StreetShares is a Reston, VA-based small business lending and investing platform that aims to bring trusted digital financing to veteran business owners.  Small business loans are funded with investments made by individuals and institutional investors, making this a peer to peer lending platform similar to LendingClub. However, instead […]

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3 Top Retirement Income Securities Yielding Above 5%

Hey everybody. This week we’re fortunate to have a guest post talking about retirement income securities that yield above 5%. This article is from Bob Ciura, a writer at Sure Dividend. Today’s article recommends three retirement income securities of three different flavors. The first two you’ve probably never heard of. The third, you most definitely have (but […]

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Work Optional – A Free Book Giveaway

Another friend of mine in the personal finance blogging world has written a book about early retirement. It’s called Work Optional: Retire Early the Non-Penny-Pinching Way by Tanja Hester of the blog, Our Next Life. After a few years of anonymous blogging, Tanja left a fast-paced career to become a leading voice in the FIRE […]

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Eliminate Car Payments from Your Life (and Never Go Back)

If you want to get serious about taking control of your financial life so you can build wealth, it’s time to eliminate car payments. Car payments are a persistent nag on the lives of U.S. consumers. But they don’t have to be, and shouldn’t be even with low interest rates. Because they crush your monthly cash […]

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Another Day in Corporate Paradise

Elevator small talk is the worst.  Riding the lift with someone you know and talking about your work or weekend is fine. But when strangers are stuck in the confined space for a 30-second ride, I don’t see the point in talking. In my 20-some years of riding office elevators, I’d never heard a decent […]

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How I Measure Progress Toward Financial Independence

This article is about how I measure progress toward financial independence (FI), which I consider a prerequisite to my early retirement goal. The terms financial independence and early retirement are often used interchangeably. I consider them different. Financial independence is a financial milestone. Retirement is when I’ll stop working completely. I plan to reach financial […]

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4 Reasons to Invest in Multifamily Real Estate Properties

Independent landlords who own residential real estate typically own single-family homes, condo units, or maybe a small multifamily real estate property such as a duplex or triplex. Multifamily real estate properties can require substantial capital and significant elbow-grease before being ready to produce positive income. Until recently, single-family and small multifamily properties were the primary […]

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Should You Max Out Your 401(k) in 2019?

The department head at my job invited me into his office for a 30-minute chat when I first started. We spent the time getting to know each other and talking about our past experiences and current roles at the company. Then he asked if was contributing the 403(b). I live and breath this stuff so I saw it […]

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