Getting Started

If I Were Getting Started With Investing Today, Here’s What I’d Do

Sometimes I assume my blog audience is a bunch of 42-year-old Dads like me balancing work and kids while building income streams. But the emails I get tell a different story. Many readers are beginner investors only recently finding my website and getting started with investing. Some are young. Some are not so young. With all […]

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Debt-Free Retirement

6 Steps To A Debt-Free Retirement

Imagine a life free of obligations to anyone. Sounds great, right? That may never come true when it comes to family, friends, and work life. But you can choose to be free of obligations to banks and lenders by being debt-free. The temptation to borrow is ever-present in our society. Some retirees choose to be […]

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Suburbs 640x426 Low

Financial Pitfalls Of Suburban Life

Six years ago, we moved to the suburbs from a one-bedroom condo in a densely populated and walkable area. We wanted more space, risk-free parking, better schools, a yard for kids to play in, and a friendly neighborhood. We got all of those things. But moving to the suburbs came with a bunch of financial […]

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Mars 750x393

Will You Retire Before A Human Walks On Mars?

Elon Musk and his company SpaceX plan to put a human on Mars by the year 2024. If successful, it will be the most extraordinary accomplishment in the history of the known universe. It will take a team of thousands of scientists tackling complicated engineering tasks that most of us can’t fathom. Each piece of […]

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Streamers 640x426

7 Income Streams I Earn While Unemployed

Of all the financial advice I read and practice, the one nugget that continues to drive my decisions is to build multiple income streams. Having experienced two major economic downturns (2000, 2008) as a salary earner and investor, and watching ordinary people get hit hard by the impact of each, I’ve learned to build moats to […]

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Liberated

My Employer Just Liberated Me From My Job! Now What?

In the intro to a recently published blog post, I mentioned that there’s been some turbulence at my nine-to-five workplace. Funding was tight, but it looked as though I’d survive any downsizing. Well, things got worse. My project was hit hard, and the surrounding projects were hit even harder. I found out two weeks ago […]

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Sept 2017 Received vs. Projected Monthly

5 Investments I Made Last Quarter

The Portfolio page on my blog has been updated as of September 30th, 2017. This page outlines my portfolio of taxable investments and the income generated on a yearly and average monthly basis. Click here to see all previous updates. I’ve tracked my investment income (aka passive income) in my non-retirement accounts on this website since October of 2013. Sharing my passive income […]

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Bureaucrats

Protect Yourself From The Whims Of Politicians

A funny thing about living in the Washington D.C. suburbs is most people don’t talk about politics in person. You’d think since so many residents have careers related to the government and military that neighborhood picnic conversations would be about the latest news from Capitol Hill or Pennsylvania Avenue. Definitely not. Aside from an occasional […]

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Key 640x427

10 Life-Altering Money Moves You Can Start Today

Very few decisions during your time on this earth actually change the trajectory of your life. After a party in 2007, I scanned the huge Evite email list to try to find a woman I met there. Then I ‘stalked’ her on Facebook and asked her out. We have three kids together now. Though truly […]

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glass-602889_640

Why Your 401(k) Is Broken (And How To Fix It)

My 401(k) savings have grown to a plump 6-figure level after 14 years of participating in my employer’s plan. For 13 of those years, it was a very crappy 401(k) plan due to poor fund selection, high expense ratios (fees), and third-party adviser fees. The third party did nothing after 2004. But they still took fees […]

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Pink House

Are Extra Mortgage Payments Smart When Your Interest Rate Is Low?

If you own a home, you might be contemplating how extra mortgage payments may or may not fit into your overall financial plan. As is with all personal finance choices, your mortgage payment strategy is personal based on many factors. You don’t find many people who paid off their mortgages and regret the paid off debt. […]

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Funny Money

6 Habits of Above Average Retirement Savers

Some exciting news to share with you today. Back in May, I was approached by US News & World Report to become a regular contributor to their On Retirement blog. Since then, I’ve been writing new content about retirement and money once or twice a month.  As of today, I’ve written six articles for US […]

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Clutter

That Clutter In Your Home Used To Be Money

Useless clutter around the house irritates me every day. Not because it’s in the way… though, that sucks too. But because when I see useless stuff around the house I see things that used to be money. And I wish I had the money, not the item. Most items aren’t worth money anymore. Even if […]

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