Stocks

The Noise We Don’t Ignore

The Noise We Don’t Ignore

Inflation is destroying wealth and making food so expensive. The Fed keeps raising interest rates — how can the housing market survive it? The 16th largest U.S. bank failed a few months back. Then the 14th largest bank failed! The COVID-19 pandemic happened. That sucked. Now there’s a stupid war in Eastern Europe.  The stock…

When to Sell Stocks and Buy Bonds

When to Sell Stocks and Buy Bonds

Risk-free government Treasury yields have risen dramatically over the past year. The increase is a direct result of the Federal Reserve rate increases that started in 2022.  Higher short-term yields are good for retirees and give us multiple options to earn risk-free returns on idle cash while maintaining liquidity.  But the fast pace of the…

12 Diabetes Stocks Improving Lives and Investor Returns

12 Diabetes Stocks Improving Lives and Investor Returns

November is American Diabetes Awareness Month. To raise awareness, I’m highlighting 12 diabetes stocks helping to make the lives of people with diabetes more normal.  Parents of kids with Type 1 Diabetes laugh that it starts the day after Halloween.  My 10-year-old son was diagnosed in September 2021.  Type 1 Diabetes is an autoimmune disorder…

Four Fintech Obituaries

Four Fintech Obituaries

I’ve come across hundreds of fintech startups and financial products over the years blogging.  Founders and CEOs pitch me over email and in person at conferences. Marketing firms looking to drum up exposure for their clients email me constantly, hoping for a guest post or mention on RBD.  I decline most pitches and never hear about…

How to Prepare for the Next Crisis While Times are Good

How to Prepare for the Next Crisis While Times are Good

Crises come around every so often — personal crises, family crises, national crises, political crises, market crises, and global. The events are often predictable, but their timing is not.  Scientists predicted a virus such as COVID-19 could infect humans and cause severe health and economic consequences.  But no one knew the specific date, where it…