Retirement

Fidelity Roth Conversion: Why, and Step-by-Step Instructions

Fidelity Roth Conversion: Why, and Step-by-Step Instructions

One of the advantages of reduced income due to leaving my full-time career is the opportunity to execute a Fidelity Roth conversion. Roth conversions allow investors to transfer money from a 401(k), traditional IRA, or other tax-deferred retirement account into a Roth IRA account.  Traditional 401(k)s and IRAs let us invest pre-tax dollars into retirement…

8 Reasons to Pursue Early Retirement

8 Reasons to Pursue Early Retirement

Early retirement is a loaded phrase that ignites internet skepticism.  We can partly blame the mainstream financial media for picking up stories about “early retirees” that run six and seven-figure businesses.  Inconsistent messaging among early retirement bloggers doesn’t help, and I suspect the phrase is tossed around liberally on YouTube and TikTok. The FIRE crowd…

With FIRE in My Hands

With FIRE in My Hands

Our family spent the dog days of COVID at home. No travels, no visitors, and zero breaks from each other. By the end of 2020, we’d had it with school and working at home. So we booked a beach house for Spring Break in the Outer Banks of North Carolina. And to treat ourselves, we…

Retire Before Dead

Retire Before Dead

Someone on Facebook with a very dry sense of humor commented:  You misspelled dead. — Facebook Reader It took me a while — then, the epiphany. After seven years of blogging, I realized my blog name is one letter away from Retire Before Dead. And wow, far more people are probably striving for that goal…