Back in January of 2017, most personal finance professionals, advisers, bloggers, and just about anybody willing to give you money advice said to avoid investing in crypto-currencies such as Bitcoin. The price of Bitcoin at the close of 2016 was $963.74 per $1 USD. On the last day of 2017, the price was $14,156.40. That’s […]
2017 was an exciting year for me as an investor, blogger, and professional nine-to-fiver. The year started off as expected. But in the last quarter, I was let go from my job putting a halt to most new investments. The extra time has provided the opportunity to focus on my family and to work on […]
Around friends and neighbors, I’m using the phrase “in between jobs” to describe my current employment situation. That’s a convenient euphemism to make it sound less bad. Most people aren’t familiar with my business so they only see a jobless Dad of three kids married to a non-working Mom, dealing with a mortgage and the same […]
In the intro to a recently published blog post, I mentioned that there’s been some turbulence at my nine-to-five workplace. Funding was tight, but it looked as though I’d survive any downsizing. Well, things got worse. My project was hit hard, and the surrounding projects were hit even harder. I found out two weeks ago […]
Live the full life of the mind, exhilarated by new ideas, intoxicated by the romance of the unusual. – Ernest Hemingway This Hemingway quote came up in one of my social media feeds recently (keep reading to learn the origin of the quote). Most of the time I roll my eyes at the quotes so […]
Recent contractual turbulence at my 9-5 job has people nervous. Funding is uncertain. Job cuts are likely. Thanks to my expertise and training, I should be OK. But the situation reminds me that the pursuit of financial independence prepares us for corporate layoffs and recessions, even if we’re not 100% financially free yet. A potential […]
A few months before the summer of 1996, I committed to a lifeguarding job at a local pool. It was supposed to be my fifth consecutive summer as a guard. Lifeguarding was an easy and stable summer job in my youth, but it never paid well. This new gig was at a private club with […]
The financial firm UBS publishes a quarterly report called Investor Watch that analyzes investor behavior. One of these reports has remained on my mind since publication in 2015. The report is called When is enough… enough – Why the wealthy can’t get off the treadmill. The premise is that more than half (52%) of millionaires surveyed […]
This quote changed the way I think about my career. Soon after I read it, a coworker complained to me that his manager was dumping menial work on his underlings; to the point it appeared he was taking on very few tasks. Previously, I would have sided with my coworker thinking this manager was not […]
I ran into my former coworker, Bob, in the office lobby the other day. We started talking about retirement. He’s planning to fully retire later this year. He’ll be 62-years-old. The last time we spoke about retirement, his target age was 67. I congratulated him for being five years ahead of schedule. He’s one of […]
We sometimes see friends on Facebook asking about local daycare facilities or looking for a nanny to watch their kids while they work. It must be stressful to find high-quality affordable daycare. We’ve never had to deal with child care because we started thinking about how to live on one income before we were engaged, […]
As a kid, I always thought I’d start a side business someday. I wanted filthy wealth, a big fancy house, and to be the boss. Filthy wealth takes A LOT of work. I’m not that motivated. A big house isn’t practical. And I don’t want to be the boss of people. People are a pain […]
14 years with one company is a long time in today’s employment market. My tenure was never been about loyalty or career advancement, and it certainly didn’t earn me a gold watch. The company paid me a salary above the market rate for the job I did. That’s why I stayed. The benefits always lagged competitors. […]
I moved in with my parents when I was 27. The football wallpaper in my bedroom was gone and the bed was bigger. But it was still the room I slept in for the first 18 years of my life. While most of my friends were married and starting high-salary jobs after years of graduate […]
